The state of Georgia has a number of car insurance companies. The largest is State Farm, which has about 20 percent of the private passenger car insurance market. Other top companies include USAA, which insures many military bases in Georgia. Insurers determine rates based on your driving record, previous claims, and vehicle model. Drivers are strongly encouraged to have car insurance, since driving without coverage can result in fines up to $1,000 and even jail time.

Respondent provided false and misleading information to CURE Auto Insurance Company

Respondent provided false and misleading information to Cure Auto Insurance Company in connection with the filing of an auto property damage claim. The Respondent knowingly provided false and misleading information regarding the primary driver of a 2018 Nissan Versa when submitting the CURE recorded statement. Further, Respondent failed to disclose the true garaging address of her automobile in connection with her insurance claim.

The respondent knowingly provided false and misleading information to CURE Auto insurance Company on two occasions. The first case involved Alanna McCusker, who conspired with another individual to falsely state that she was not the primary operator of the automobile insured under the policy. The second case involved Tuseeaf Rathore and Sunrise LLC, who provided false and misleading information to CURE Auto-insurance Company in connection with the application for a commercial automobile policy. The Respondent failed to disclose that he was the primary operator of the insured vehicle and that he was the owner and operator of the vehicle.

The Respondent provided false and misleading information to Cure Auto Insurance Company on March 4, 2022. The respondent falsely represented that she had additional drivers living at her policy address and that she would keep her vehicle in the garage at that location. Moreover, the respondent failed to disclose that she had a son, who was a member of her household and who operated the insured vehicle.

In addition to providing false and misleading information to CURE, the Respondent also provided false and misleading information to the Respondent's insurance company. In addition to providing false and misleading information, Marilu F. Laines knowingly provided false and misleading information to the insurance company. According to her statement, she was unaware of how her husband had come to the scene of the accident. The Respondent's husband drove a Toyota Rav 4 and took the picture of the Hyundai Santa Fe from his vehicle.

The Respondent's car insurance policy was terminated because she failed to provide accurate information regarding the driver's license. The company notified the Respondent in a letter dated October 2016. The letter noted the misrepresentations as material. In addition, she provided false information in her records when submitting claims for a claim for an auto insurance policy.

Respondent knowingly provided false and misleading information to the Progressive Group of Insurance Companies in connection with a commercial automobile claim. She provided false and misleading information about the date the loss occurred. In reality, the loss occurred before she added comprehensive coverage to the policy. The fraudulent information caused a third-party claim.

CURE offers a short list of discounts for drivers who keep their vehicles in the garage. The discounts vary by state but apply only to certain coverages. For example, drivers who keep their cars in a garage may be eligible to receive a 5% discount on comprehensive coverage, but this does not affect liability coverage. In addition, CURE offers a loss-free discount that increases as the years go by without a claim. This discount increases to 20% after five years without a claim.

Respondent failed to disclose that insured vehicles were registered to a business

In response to an insurance claim, Respondent failed to disclose that its insured vehicles were registered to a business. The case involves two instances where Respondent failed to disclose that its insured vehicles were registered to a business. In one, Leonides Lopez Zacatula knowingly provided materially false information to CURE Auto Insurance Company by failing to list a household member as an additional driver. In the other case, Respondent failed to disclose that an additional driver would operate a vehicle based out of New Jersey and Virginia.

In another case, Respondent failed to disclose that his insured vehicles were registered to a business and were used for business purposes. He provided false information to CURE Insurance Company when renewing his policy by not revealing that his vehicle was used for business purposes. Further, Respondent failed to disclose that the insured vehicles were registered to a business when he made his claim for auto property damage.

The second case involved Marilu F. Laines, a resident of South Jersey, who knowingly provided false statements to her insurance company. Her false statements were made on several automobile renewal questionnaires and declarations. She failed to disclose that she was the owner of a licensed resident driver for a business. This case involved a personal injury claim, but only if the respondent was negligent.

The case involves a similar case. The Respondent failed to disclose that her insured vehicles were registered to a business in New Jersey. She provided false information to Progressive Group of Insurance Companies and failed to disclose that another individual was an owner of the vehicles. The insured vehicle was registered to a business in New Jersey, but primarily operated in Bronx, NY.

Respondent failed to disclose that insured vehicles were operated by an undisclosed driver

In this case, the respondent failed to disclose that one of its insured vehicles was operated by an unknown driver. The insurer alleged that the respondent intentionally provided false information. However, the respondent's actions were not a violation of the law; they were merely an act of bad faith.

The respondent failed to disclose the undisclosed driver on the automobile application filed by Alice Sytsma on November 17, 2014. Graciela Gato misrepresented information on her auto policy application by failing to list any of her household members as licensed drivers. Similarly, Maryse Dambrevil knowingly provided false and misleading information to the New Jersey Indemnity Insurance Group on November 1, 2013. In addition, the respondent failed to disclose that the insured vehicles were operated by an undiscloseable driver.

The Respondent failed to disclose that Luis Acosta was an undisclosed driver on the policy for two of his vehicles. He did not inform the insurer that he was the sole driver of his 2009 Honda. He also failed to disclose that he was operating another vehicle at the same address as the insured vehicles. He also failed to disclose that an undisclosed driver lived with him in his house.

Respondent failed to disclose that the undisclosed driver was a family member. His knowingly false statements to the insurance carrier resulted in the denial of benefits to an injured employee. He also knowingly submitted false information on the auto insurance renewal questionnaire filed with Selective Insurance Company. Moreover, he submitted false information to the New Jersey Manufacturers Insurance Company (NJM) for the June 6, 2014 date of loss. He falsely claimed to be the owner of a 2001 Mercedes Benz while operating a 1998 Mercedes Benz.

Michele W. Wright knowingly provided false information on her auto insurance application to New Jersey Manufacturers Insurance Company on March 5, 2013. Wright knowingly failed to disclose that she was the sole resident of her household, and that four of her seven insured vehicles were operated by other residents. In addition, Wright and Wormley conspired to conceal the fact that Damein R. Wormley had an unlicensed driver living at the same address as the owner.

In another case, an unlicensed driver was operating a vehicle without consent, and the Respondent failed to disclose that the insured vehicle was operated by an undisclosed driver. The defendants' auto insurer failed to disclose that the driver was an unlicensed individual, and thus failed to disclose this fact on the auto insurance application. The Respondent's insurance policy does not require it. However, if they do not disclose it, they may be found liable.

The Respondent's conduct in this case is not atypical of a negligence case. In this case, a person knowingly provided false information on a form filed with a car insurance company. For example, Arben Kasalla submitted a rental receipt for an automobile rental of 14 days when he only rented the vehicle for a day. A second example is that of Donna Delvecchio. She knowingly provided false information on a claim for a homeowner's claim to Travelers Insurance Company. She failed to disclose that her son was the primary operator of a 1999 Jeep Grand Cherokee. Furthermore, Ruth Fair signed the application without revealing her identity.