If you are looking for car insurance in Dearing, Georgia, there are many factors you need to consider. For instance, the deductible will have a direct effect on the price of car insurance, so it's important to choose a high deductible. This will decrease the overall cost of your car insurance. In addition, you should be aware of your age, since teenagers are usually considered less responsible drivers. Middle-aged drivers, on the other hand, are likely to pay lower premiums.
Cheaper than other cities
When you are comparing car insurance rates in Dearing Georgia, you'll want to be careful not to pay more than you have to. There are many different factors that affect car insurance rates. For instance, your zip code plays a role in how much your premium will cost, as do the demographics of the city. If you live in Dearing, it's a good idea to get several quotes from different providers to see which ones offer the best deals.
If you have a bad driving history or a DUI in Dearing Georgia, you will likely be charged more for auto insurance than a driver in other cities. Another factor that could drive your rate up is the fact that the median household income in Decatur was $106,088, and the median property value was $521,900. Because high-end cars are more expensive to repair and replace, car insurance companies will charge higher premiums for them.
If you have liability coverage, you won't need to pay anything extra if you are at fault in an accident. Georgia law does not require other types of coverage, but they're always a good idea. These types of coverage protect you in case of damage to your car, and they can even cover medical expenses. If you're leasing a car, you might want to consider purchasing additional coverage, such as collision or comprehensive coverage.
If you're a young driver, it's a good idea to look into the USAA and Farm Bureau car insurance plans. These companies have the lowest rates for young drivers in Georgia. A seventeen year-old girl can expect to pay $2,521 in a year for minimum coverage, which is 234% more than the average price for a 30-year-old.
Dearing, GA has a population of 631 people, and its median age is 38.1. It is home to approximately 50% white residents and zero foreign-born residents. It is also home to a high number of military personnel, including veterans from the Gulf War and other conflicts. The income inequality in Dearing, GA is 0.486%.
If you are looking for a car insurance plan in Dearing Georgia, you might be surprised to learn that the average premium in this city is $1,354. This is significantly less than the $1,997 state average. However, you should know that insurance companies look at the ZIP code of a driver when calculating a premium, so drivers in densely populated areas can expect to pay more. In addition, drivers who live in an area that is prone to theft may end up paying higher premiums.
The median property value in Dearing, GA is $84,300. This is 0.3667 times smaller than the national average, which is $89,200. This area's homeownership rate is 74.4%, and the median household size is two cars. The average commute time is 24.1 minutes. Most residents in Dearing, GA drive alone to work. The number of cars per household is about the same as the national average.
If you are a member of the military, you might qualify for lower insurance premiums in Dearing. This discount applies to those with active duty military or who are former military members. You can also qualify for cheaper car insurance rates by opting for minimum coverage. This type of insurance will only cover the other party's injuries and damage, but will not pay for your own medical expenses.
Car insurance rates in Georgia are slightly lower than in Florida. However, the amount will depend on what kind of coverage you need, how often you drive, and which auto insurance company you choose. For instance, the state's minimum liability coverage will cost you $1,143 per year, compared to $13,724 in Florida.
If you have a clean record and are driving a new car, the cheapest quote will be from Farm Bureau. Farm Bureau has the lowest rates for speeding ticket drivers, but you'll pay $1,446 a year if you've been in an accident. However, if you have had an accident in the past, your rate will be 18% higher than the average.
Cheaper than other cities in and around Dearing
The city of Dearing, Georgia is one of the cheapest places to live in the U.S., and the median home value there is $84,300, which is less than half the national average. Almost seventy-four percent of residents are U.S. citizens, and the median property value was $84,300 in 2020. Residents here also drive alone, with an average commute time of 24.1 minutes. As a result, Dearing renters can save $1,900 per year on their rental payments.
Apartment rent in Dearing averages $1,426 per month. One bedroom apartments are typically between $1,300 and $1,500, and three-bedroom apartments average $1,771 per month. For those who need more space, Dearing also offers four-bedroom apartments, which cost about $1,544 per month.
The median household income in Dearing, GA was $45,909 in 2020. There were 631 people living in Dearing, GA; 100% of them were citizens and only 1% were foreign-born. The three main industries in the town employ twenty-three percent of the population, and most of those people are employed in management. The median annual income for residents of Dearing is $57,000, which is lower than the state and national average.
Dearing ranks well in a number of factors, including diversity. The city has something to offer every kind of resident, no matter what their preferences. Of course, what makes a great city differs from city to city. Some people prefer small towns, while others prefer large metropolitan areas. The important thing is to choose a city that provides what its residents need.
Nearly eighty-three percent of the population of Dearing, GA is covered by health insurance. Of those, forty-two percent is on employer-provided health plans. The remaining twenty-five percent are on Medicaid or Medicare. A small percentage of people in Dearing, GA are self-employed or have other kinds of health coverage.
Dearing, GA is a charming town in central Georgia. There are several attractions and events in town, and there is high-speed Internet available. The town is served by AT&T, the largest Internet service provider in the area. AT&T's network covers the entire town and neighboring communities.
Many major cities have large airports. This makes it easy to find flights to other towns and cities in the area. Using the search feature, you can find airports that are four hours or less away from Dearing. You can also find smaller towns that are closer to the city you're visiting.
HomeLight has partnered with U.S. News to analyze real estate data across the U.S. based on the current market trends. HomeLight also shows the best real estate agents in the city and provides a simple sale price for all-cash buyers.