Resaca Georgia car insurance rates are determined by a number of factors, including the type of driver you are. Low-risk drivers typically pay less than high-risk drivers. Insurance companies place drivers into a low-risk or high-risk category based on their driving history. Drivers who have a clean driving history are more likely to qualify for a lower rate. Accident forgiveness policies are also gaining in popularity, so if you've had a few traffic violations in the past, you may qualify for a discount on your car insurance.
Age of average policyholders in Resaca
Resaca, Georgia, is a small town in Gordon County. The town extends into Whitfield County and is situated along the Oostanaula River. The town is home to the Resaca Confederate Cemetery and a monastery. In 2010, the population was 544. The town is home to many military veterans, including those from the Gulf War (1990s).
Resaca Georgia is a growing community. With a median age of 36.6 years, Resaca has a diverse population. Eighty-seven percent of the residents are U.S. citizens, while fourteen percent of the population is foreign born. The city has a low sex-based wage disparity - males earn approximately 54% more than females.
Resaca, GA has a large percentage of American citizens. Eighty-seven percent of the population has health coverage. This percentage is higher than the national average of 64.4%, but lower than the rates in its parent and neighboring geographies. Residents in Resaca, GA commute 18.5 minutes per day on average.
Resaca, Georgia is also home to the Civil War's Battle of Resaca, which was fought in the town in May 1864. The Battle was part of the Atlanta Campaign. Residents can see the remains of the Civil War battle in the town each year and enjoy reenactments of the event.
Average cost of coverage in Resaca
The average cost of car insurance in Resaca, GA varies depending on the type of vehicle you drive. If you have a hybrid car, the average insurance rate is lower than that of a traditional car. Sports cars, however, can be more expensive to insure. Car insurance is also influenced by the zip code you live in.
In Resaca, GA, the average cost of car insurance for a single car is $2,895 per year, or $241 per month. While there is no one single company that offers the lowest rates in Resaca, you should compare several quotes to find the best deal.
While most people hope to never have to file a claim, having a reputable insurance company can help ease the burden of unexpected expenses. Insurance companies must be ready to handle claims in the event of an accident, be able to pay out quickly, and be willing to stand behind their promises.
Drivers in Resaca, GA may want to consider a policy with lower deductibles and comprehensive coverage. Georgia's minimum liability and property damage coverage are $25,000 per person and $50,000 per accident. These minimum limits are required by law. A deductible of $500 applies to uninsured motorist coverage and property damage coverage.
High-risk drivers in Georgia pay more than average, making it essential to compare several policies. The cheapest coverage options in Georgia are the minimum liability and full coverage policies from GEICO and USAA, while the most expensive policies are from Progressive and MetLife. Those looking for the lowest rates should also consider sharing a policy with a spouse or significant other. The savings can be substantial. But remember to check the terms and conditions before you sign on with any insurance company.
The median household income in Resaca, GA is $49,153. This represents a -5.53% growth in income over the past year. The median household income in Resaca, GA is lower than in neighboring and parent geographies. There are 232 people working in the city of Resaca, GA. The most common occupations in Resaca are retail trade, construction, and wholesale trade.
If you or someone you know has been injured, consider hiring a personal injury attorney. Such an attorney will be able to fight for the maximum compensation. Often, the attorney works on a contingency fee basis, so there is no upfront cost. Once the case is settled, the attorney will collect a fee based on the final settlement.
Impact of driving habits on cost of insurance in Resaca
One of the most important factors in the cost of car insurance in Resaca, Georgia is the type of vehicle you drive. The Toyota Prius is the most popular car in the state, and is among the least expensive cars to insure. Other types of cars, such as sports cars, can be more expensive to insure. The zip code that you live in can also impact the cost of your insurance.
In the Atlanta area, for example, residents making less money were charged 92 percent more than those with higher incomes. Alex Solomon, an Atlanta resident who spoke out against the higher rates, said the practice was unfair. Experts in risk management say there is a strong connection between lower credit scores and higher claims.
Minor traffic violations can also have a significant impact on your insurance premium. A DUI or a high-risk driver label can stay on your driving record for years. The key to reducing your insurance premium is to make safe driving a habit. For example, never use your cell phone while driving. Doing so can result in a number of traffic violations, which in turn can lead to a higher rate.